Closing attorneys
Commitments turned quickly from your opinion, clear communication on exceptions, and an underwriting relationship you can lean on when a file gets unusual.
Serving All of North Carolina
Title insurance, issued with care.
NC Title Group, LLC issues owner's and lender's title insurance policies in every county in North Carolina — working alongside your closing attorney so coverage is in place when it's time to close.
Owner's & Lender's Policies
Residential & Land
Attorney-Supervised Closings
All 100 Counties
Who We Are
An independent North Carolina title insurance agency.
NC Title Group, LLC is a North Carolina title insurance agency serving closing attorneys, real estate professionals, lenders and property owners in every county across the state.
We do one thing, and we intend to do it exceptionally well: issue title insurance. That focus is deliberate. It keeps us in our lane, out of the way of the professionals already doing the search and the closing, and fully available to the people who need an answer quickly.
Relationships are the whole business. We answer the phone, we return the email, and we tell you where things stand before you have to ask.
What sets us apart
Responsiveness. Requests are acknowledged the same business day. You will always know who is handling your file.
Statewide reach. We work markets from the mountains to the coast, and we bring the same responsiveness to a file in Asheville that we do to one in Wilmington.
Clarity. Plain answers about coverage, endorsements and exceptions — for attorneys, agents and homeowners alike.
Underwriter strength. Policies are backed by a national title insurance underwriter, so the protection behind your closing is substantial.
What We Do
Title insurance — and only title insurance.
We are a title insurance issuing agency. We do not perform title searches or conduct settlements in North Carolina; those belong to the attorney. We issue the commitment and the policy that protect the transaction.
Owner's policies
Coverage that protects a buyer's ownership against defects in the record — forged instruments, missing heirs, undisclosed liens and clerical errors — for as long as they hold an interest in the property.
Lender's policies
Loan policies issued to satisfy lender closing requirements, protecting the priority and validity of the lien for the life of the loan.
Commitments & binders
Issued from the attorney's title opinion, setting out exactly what the policy will insure, what is excepted, and what must be satisfied before the policy issues.
Endorsements
Additional coverages added to a policy for restrictions, encroachments, surveys, adjustable-rate loans, condominiums, planned developments and more.
Premium quotes
Quick, accurate premium figures for purchases and refinances, including reissue and simultaneous-issue calculations where they apply.
Underwriting questions
A direct line when a file gets complicated. We take the question to underwriting and come back with an answer you can act on.
How It Works
Where we fit in a North Carolina closing.
North Carolina is an attorney state. The search and the closing belong to the attorney; the insurance is ours. Here is how the pieces come together.
STEP ONE
The attorney examines title
A licensed North Carolina attorney searches the public record and renders a title opinion covering the chain of ownership, liens, easements and other matters of record.
STEP TWO
We issue the commitment
Working from that opinion, we prepare the title insurance commitment — what will be insured, what is excepted, and what must be cleared before closing. Questions get answered here, not at the table.
STEP THREE
We issue the policy
After closing and recording, and once the attorney's final opinion is in, the owner's and lender's policies issue and are delivered — no chasing required.
Who We Serve
Everyone at the table.
Real estate agents
Straight answers about coverage and premiums for your clients, and a title partner who keeps you informed instead of leaving you to find out at closing.
Lenders
Loan policies and endorsements issued to meet your closing conditions, with the documentation your file requires and no last-minute surprises.
Buyers & owners
A plain-language explanation of what an owner's policy actually protects — and why it is the one part of a closing that keeps working long after the keys change hands.
Rates
The premium is the premium.
Title insurance rates in North Carolina are regulated by the state, so the premium for a given policy amount does not change from one agency to the next. Choosing a title agency is not a matter of shopping for a lower price.
What does change is the experience: how fast the commitment comes back, whether someone picks up the phone, and whether problems get flagged early or discovered late. That is where we intend to earn the work.
You are not paying us for a rate. You are paying for the policy behind your ownership — and choosing who you want answering the phone while you get there.
Contact
Let's get your policy issued.
Send us the file and we'll confirm receipt the same business day. Questions before that are welcome too.
Phone(910) 745-6087
Office hoursMonday – Friday, 9:00 AM – 5:00 PM
ServingAll 100 North Carolina counties — mountains to coast
What to send
To open a request, email us with:
- Property address and county
- Buyer and seller names, or borrower for a refinance
- Purchase price and loan amount
- Closing attorney and target closing date
- Lender contact, if there is one